Stair Chair Lift - Does Medicare Cover the Cost of an Residential Stair Chair Lift For Your Home?

!±8± Stair Chair Lift - Does Medicare Cover the Cost of an Residential Stair Chair Lift For Your Home?

When our mobility is compromised, we quickly lose our independence. When you are no longer able to climb the stairs to the second floor of your living space without assistance, you may need to install a stair chair lift in your home. If this is a problem facing you or a loved one, we can help you figure out if Medicare will cover the cost for you.

Data was compiled from several internet sources to answer this question. It is a difficult question to answer as coverage varies from state to state and depends on your level of Medicare coverage. In general though, the following guidelines are true despite your location or coverage limitations:

· You must have a doctor referral stating your need for a mobility aid, such as a power wheel chair, stair chair lift, or wheelchair ramp.

· Stair chair lifts are generally classified as home modifications, and these are not covered by Medicare. However, the chair itself is not part of the home modification and therefore may be covered.

· You must not be able to stand or walk on your own at all. The chair lift for stairs must be necessary for you to have mobility. If you are able to rise from a chair on your own then the stair chair lift will be disqualified as "medically necessary", and you will not be able to obtain a prescription to have one.

· A Medigap policy may cover some of your expenses, but you will need to check with your individual insurance company to find out what is covered.

We make every effort to provide only the facts, but it is always best to double check in case there have been recent legislative or policy changes. To do so, we recommend the following:

· Visit Medicare's website. To go directly to coverage guidelines for your state, visit: http://www.medicare.gov/Coverage/Home.asp

· Visit your local library and ask for contact information for Consumer or Health resources. You may be able to find an advocacy group that will help you pay for your expenses.

· Check with your insurance company and talk with vendors. Many vendors can negotiate a deal with your insurance company. Some have working relationships which may benefit you.

The question of Medicare coverage can be very complicated. We hope this article has helped you understand both Medicare's coverage and its limitations with respect to in home stair chair lifts.

Stair Chair Lift - Does Medicare Cover the Cost of an Residential Stair Chair Lift For Your Home?

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